Barclays Home Emergency Cover

Features comparison with Barclays Home Emergency Cover.

Service British Gas – Homecare 400 Barclays Home Emergency Cover
Emergency Definition British Gas is a maintenance agreement and as such will attend for most types of breakdown Barclays will attend for loss of essential services, blocked drains, water problems & vermin nests & DIY accidents. They will only make your system safe, eg they will not cover systems not running smoothly or isolated radiators not working
Coverage Central Heating/Plumbing & Drains/Electrical breakdown Gas or electrical failure, blocked drains, water problems, vermin nests, DIY accidents
No of call outs allowed/ Amount per Claim Unlimited Call outs/ Unlimited Claim Amounts (except Drainage up to £1000) Up to £1500 maximum in any year or 6 claims in any year totalling no more than £1500, whichever applies first. No more than £1000 in any one claim
Response Times British Gas engineers promise to attend promptly and to provide a same day response wherever possible on a priority basis Same Day
Labour Directly employed labour possibly giving you a better service Subcontractors
Safety and Maintenance Inspections Included Not Included

Consumer Tips

  • You will still have to pay for any amount over and above the £1500 limit in any one year and the cost is limited to £1000 in any one claim
  • This cover also makes your property ‘safe’ rather than promising to repair the problem and get your home working.

This information has been gathered in 2007 on a best endeavours basis using ‘Mystery Shopping’ sources, website visits and review of terms and conditions where freely available. It is the nature of these types of services that product features often change and hence the reader should conduct their own research should they wish to learn of the very latest features for any provider. As a result this website cannot guarantee the complete accuracy of the above which should be taken as a rudimentary guide only.