Co-operative Insurance Home Rescue Plus
Features comparison with Co-operative Insurance Home Rescue Plus.
| Service | British Gas – Homecare 400 | Co-operative Insurance Home Rescue Plus |
|---|---|---|
| Emergency Definition | British Gas is a maintenance agreement and as such will attend for most types of breakdown | Emergency repairs to prevent injury to occupants, loss of or damage to building or contents and to prevent the home becoming uninhabitable |
| Coverage | Central Heating/Plumbing & Drains/Electrical breakdown | Electrical supply system, internal/external plumbing, failure of boiler/Central Heating/main source of heating (but in winter months only), vermin control. |
| No of call outs allowed/ Amount per Claim | Unlimited Call outs/ Unlimited Claim Amounts (except Drainage up to £1000) | Unlimited call outs but only up to the value of £250 including VAT per claim |
| Response Times | British Gas engineers promise to attend promptly and to provide a same day response wherever possible on a priority basis | None given |
| Labour | Directly employed labour possibly giving you a better service | Will arrange for a contractor to effect the repairs |
| Safety and Maintenance Inspections | Included | Not Included |
Consumer Tips
- You will still have to pay any amount over and above the £250 claim limits
- You will still have to find a tradesman in the event of a breakdown that is not classed as an emergency
This information has been gathered in 2007 on a best endeavours basis using ‘Mystery Shopping’ sources, website visits and review of terms and conditions where freely available. It is the nature of these types of services that product features often change and hence the reader should conduct their own research should they wish to learn of the very latest features for any provider. As a result this website cannot guarantee the complete accuracy of the above which should be taken as a rudimentary guide only.