Esure Home Emergency Cover
Features comparison with Esure Home Emergency Cover .
| Service | British Gas – Homecare 400 | Esure Home Emergency Cover |
|---|---|---|
| Emergency Definition | British Gas is a maintenance agreement and as such will attend for most types of breakdown | Roof/ Toilet damage, Plumbing & drains, sudden loss of heating or power |
| Coverage | Central Heating/Plumbing & Drains/Electrical breakdown | Heating or power failure, plumbing & drains, toilet, roof |
| No of call outs allowed/ Amount per Claim | Unlimited Call outs/ Unlimited Claim Amounts (except Drainage up to £1000) | Up to £500 per incident (inc 2 hrs labour and up to £100 for parts and materials). Unlimited claims |
| Response Times | British Gas engineers promise to attend promptly and to provide a same day response wherever possible on a priority basis | None given |
| Labour | Directly employed labour possibly giving you a better service | Subcontractors |
| Safety and Maintenance Inspections | Included | Not Included |
Consumer Tips
- You will still have to pay for amounts over and above the £500 limit for each claim
- You will still have to find a tradesman in the event of a breakdown that is not classed as an emergency
- Parts & Materials can quite often be the main part of the cost of fixing a breakdown – you will be charged for any amounts over and above £100 inc VAT
- Your cover will be connected to your Home Insurance – If you want to switch home insurance you will need to check that the insurance company will still be able to provide you with cover for your home emergencies
This information has been gathered in 2007 on a best endeavours basis using ‘Mystery Shopping’ sources, website visits and review of terms and conditions where freely available. It is the nature of these types of services that product features often change and hence the reader should conduct their own research should they wish to learn of the very latest features for any provider. As a result this website cannot guarantee the complete accuracy of the above which should be taken as a rudimentary guide only.