Nationwide Home Emergency Cover

Features comparison with Nationwide Home Emergency Cover.

Service British Gas – Homecare 400 Nationwide Home Emergency Cover
Emergency Definition British Gas is a maintenance agreement and as such will attend for most types of breakdown For sudden problems that occur with your roof, plumbing & drainage, heating system or domestic power supply
Coverage Central Heating/Plumbing & Drains/Electrical breakdown Heating system or domestic power supply, Roof
No of call outs allowed/ Amount per Claim Unlimited Call outs/ Unlimited Claim Amounts (except Drainage up to £1000) Up to a value of £500 per incident
Response Times British Gas engineers promise to attend promptly and to provide a same day response wherever possible on a priority basis None given
Labour Directly employed labour possibly giving you a better service Subcontractors
Safety and Maintenance Inspections Included Not Included

Consumer Tips

  • Note that you will still have to pay for amounts over and above the £500 limit for each claim
  • You will still have to find a tradesman in the event of a breakdown that is not classed as an emergency by your insurance provider
  • Your cover will be connected to your Home Insurance – If you want to switch home insurance you will need to check that the insurance company will still be able to provide you with cover for your home emergencies

This information has been gathered in 2007 on a best endeavours basis using ‘Mystery Shopping’ sources, website visits and review of terms and conditions where freely available. It is the nature of these types of services that product features often change and hence the reader should conduct their own research should they wish to learn of the very latest features for any provider. As a result this website cannot guarantee the complete accuracy of the above which should be taken as a rudimentary guide only.