Royal Bank of Scotland Home Emergency Cover
Features comparison with Royal Bank of Scotland Home Emergency Cover which is attached to the Royalties Gold and Royalties Premier accounts.
| Service | British Gas – Homecare 400 | Royal Bank of Scotland Home Emergency Cover |
|---|---|---|
| Emergency Definition | British Gas is a maintenance agreement and as such will attend for most types of breakdown | Cover for incidents which, if not dealt with quickly would make the home unsafe or insecure, cause damage to the home and its contents or leave the home with a total loss of heating, lighting or water |
| Coverage | Central Heating/Plumbing & Drains/Electrical breakdown | Electrical supply system, internal/external plumbing, doors, locks and windows, main source of heating, vermin control (with some exclusions) |
| No of call outs allowed/ Amount per Claim | Unlimited Call outs/ Unlimited Claim Amounts (except Drainage up to £1000) | Royalties Premier – call out fees, parts, labour and materials up to £500Royalties Gold – call out fees, parts, labour and materials up to £250 |
| Response Times | British Gas engineers promise to attend promptly and to provide a same day response wherever possible on a priority basis | None given |
| Labour | Directly employed labour possibly giving you a better service | They will recommend tradesmen |
| Safety and Maintenance Inspections | Included | Not Included |
Consumer Tips
- You will still have to pay any amount over and above the claim limits shown above
- You will still have to find a tradesman in the event of a breakdown that is not classed as an emergency
This information has been gathered in 2007 on a best endeavours basis using ‘Mystery Shopping’ sources, website visits and review of terms and conditions where freely available. It is the nature of these types of services that product features often change and hence the reader should conduct their own research should they wish to learn of the very latest features for any provider. As a result this website cannot guarantee the complete accuracy of the above which should be taken as a rudimentary guide only.