Saga Domestic Emergency Cover
Features comparison with Saga Domestic Emergency Cover.
| Service | British Gas – Homecare 400 | Saga Domestic Emergency Cover |
|---|---|---|
| Emergency Definition | British Gas is a maintenance agreement and as such will attend for most types of breakdown | Covers situations if not dealt with quickly would make your home unsafe or insecure, damage or cause further damage making your home unsafe or insecure or cause unreasonable discomfort, difficulties or risk for someone living in your home |
| Coverage | Central Heating/Plumbing & Drains/Electrical breakdown | Plumbing and drains, Electricity supply, security, cooking system, security, lost keys, main heating system, roofs and vermin removal |
| No of call outs allowed/ Amount per Claim | Unlimited Call outs/ Unlimited Claim Amounts (except Drainage up to £1000) | Up to a maximum of £750 inc. VAT for callouts, parts and labour for any of the above (except locks). £1000 inc. VAT for locks and reasonable costs in obtaining accommodation for one night. |
| Response Times | British Gas engineers promise to attend promptly and to provide a same day response wherever possible on a priority basis | None given |
| Labour | Directly employed labour possibly giving you a better service | Subcontractors |
| Safety and Maintenance Inspections | Included | Not Included |
Consumer Tips
- You will still have to pay any amount over and above the claim limits shown above
- You will still have to find a tradesman in the event of a breakdown that is not classed as an emergency by your insurance provider
- Your cover will be connected to your Home Insurance – If you want to switch home insurance you will need to check that the insurance company will still be able to provide you with cover for your home emergencies
- Saga will also charge you if you fail to be at home when an engineer arrives or if system failure is due to you failing to turn it on, light it up or adjust timing or temperature
This information has been gathered in 2007 on a best endeavours basis using ‘Mystery Shopping’ sources, website visits and review of terms and conditions where freely available. It is the nature of these types of services that product features often change and hence the reader should conduct their own research should they wish to learn of the very latest features for any provider. As a result this website cannot guarantee the complete accuracy of the above which should be taken as a rudimentary guide only.